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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

The Biggest Reasons Federal Employees Retire at 62

FedSmith.com author Dallen HawsBy Dallen HawsAug 2, 2024 9:53 AM Categories Retirement Leave a comment

These are four reasons why federal employees often retire at age 62.

Best Dates to Retire from the Federal Government Through 2030

By Harry JamesonJul 16, 2024 8:13 AM Categories Retirement Leave a comment

How do federal employees choose the best date to retire? These are some important financial considerations.

3 Things You MUST Have in Your Federal Financial Plan

FedSmith.com author Jennifer MeyerBy Jennifer MeyerJul 10, 2024 8:39 AM Categories Retirement

Federal employees who include these three things in their retirement plans will have greater long-term financial success.

Is Life Insurance Better Than the FERS Survivor Benefit?

FedSmith.com author Dallen HawsBy Dallen HawsJul 2, 2024 1:05 PM Categories Retirement Leave a comment

FERS survivor benefits options are expensive. Can federal employees ave money by using life insurance instead?

8 Mistakes to Avoid Making With the TSP

FedSmith.com author Wes BattleBy Wes BattleJul 1, 2024 9:12 AM Categories Retirement Leave a comment

The author outlines 8 common TSP mistakes he often sees which can be detrimental to federal employees’ retirement savings.

How Federal Employees Can Pick the Best Dates to Retire

FedSmith.com author Dallen HawsBy Dallen HawsJun 27, 2024 8:43 AM | Updated: Jul 22, 2024 2:00 PM Categories Retirement Leave a comment

These are 3 important things federal employees must know before choosing a retirement date.

Can I Retire at MRA?

FedSmith.com author Justin HoltzBy Justin HoltzJun 21, 2024 9:39 AM Categories Q&A, Retirement Leave a comment

A federal employee asks if it is possible to retire at age 57 given his financial situation.

FERS 1.1% Can Significantly Boost a Federal Employee’s Pension

FedSmith.com author Wes BattleBy Wes BattleJun 13, 2024 2:40 PM Categories Retirement Leave a comment

Federal employees who work long enough can boost their pensions by 0.1%. That may not sound like much, but it can actually make a big difference.

Use Your Thrift Savings Plan to Increase Your Social Security Retirement

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterJun 13, 2024 7:50 AM Categories Retirement Leave a comment

What is “pensionizing” and could it help to increase your retirement income?

FERS Things First: Age Reduction Penalties

FedSmith.com author Benjamin DergeBy Benjamin DergeMay 30, 2024 2:47 PM Categories Retirement

How much difference can two years make? When it comes to a federal employee’s pension calculation, working another two years can have a big financial impact.

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