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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Should I Retire Now or Wait Until 62?

FedSmith.com author Justin HoltzBy Justin HoltzJan 24, 2025 1:25 PM Categories Retirement Leave a comment

This case study of a federal employee’s retirement plans can help you in your retirement preparation.

Legislation Would Boost COLAs for Some Federal Retirees

FedSmith.com author Ian SmithBy Ian SmithJan 23, 2025 8:05 AM Categories Retirement Leave a comment

Another attempt is being made to give retired federal employees under both FERS and CSRS the same COLAs.

Best Dates for Federal Employees to Retire in 2025

FedSmith.com author Dallen HawsBy Dallen HawsJan 22, 2025 12:40 PM Categories Retirement Leave a comment

What are the best dates for federal employees to retire in 2025?

How to Find Mistakes on HR Pension Estimates

FedSmith.com author Dallen HawsBy Dallen HawsDec 17, 2024 11:55 AM Categories Retirement Leave a comment

It is not unusual for federal employees to find mistakes on their pension estimates. These are some of the most common ones.

What Happens When a FERS Federal Employee Dies?

FedSmith.com author Brad BobbBy Brad BobbNov 25, 2024 8:20 AM Categories Retirement Leave a comment

Federal employees under FERS have various survivor benefits available to provide for the loved ones they leave behind.

Comparing Retirement Ages 60 and 62 for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsSep 13, 2024 9:25 AM Categories Retirement Leave a comment

These are important considerations for federal employees who may be weighing whether to retire at age 60 versus 62.

The Easiest Ways Federal Employees Can Retire Early

FedSmith.com author Dallen HawsBy Dallen HawsAug 27, 2024 7:55 AM Categories Retirement Leave a comment

The earliest age at which federal employees can retire will vary depending on the type of retirement.

How to Estimate Your FERS Annuity to Include Pay Raises and Grade/Step Increases

FedSmith.com author Justin HoltzBy Justin HoltzAug 23, 2024 9:45 AM Categories Retirement Leave a comment

Your FERS annuity will be a valuable benefit in retirement, but how do you project its future value?

Understanding Your FEHB Coverage as a Survivor Annuitant: Continuing Federal Benefits

FedSmith.com author Brennan RhuleBy Brennan RhuleAug 21, 2024 8:46 AM Categories Pay & Benefits Leave a comment

How do FEHB benefits work for the surviving members of a federal employee’s family in the event of his or her death?

FERS Phased Retirement: How and Why?

FedSmith.com author Charles DzamaBy Charles DzamaAug 15, 2024 3:20 PM Categories Retirement Leave a comment

How does phased retirement for federal employees under FERS work?

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