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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Retirement Backlog Shows Slight Improvement in August

FedSmith.com author Ian SmithBy Ian SmithSep 6, 2019 12:32 PM | Updated: Sep 19, 2019 8:41 AM Categories Retirement Leave a comment

OPM made a modest improvement to the retirement backlog in August thanks to an uptick in claims processing.

The Top 9 TSP Mistakes Federal Employees Make

FedSmith.com author Justin HoltzBy Justin HoltzSep 3, 2019 3:53 PM Categories Retirement Leave a comment

Have you ever made any of these mistakes with your TSP? The author lists some common pitfalls to avoid to maximize your retirement savings.

Fixing Social Security by Ending it

FedSmith.com author Brenton SmithBy Brenton SmithAug 29, 2019 1:32 PM | Updated: Sep 11, 2019 12:57 PM Categories Retirement Leave a comment

The author says that making Social Security into a welfare program is like fixing a hole in the wall by calling it a window.

Surviving Spouse Benefit: What Kind of Income Would Your Spouse Like?

By Tom WalkerAug 28, 2019 5:24 PM | Updated: Feb 21, 2020 12:40 PM Categories Retirement Leave a comment

The author says that federal retirees can wind up paying more taxes than they have to due to misunderstanding available survivor benefit options.

What Kind of Financial Advisor is Best?

FedSmith.com author Brad BobbBy Brad BobbAug 27, 2019 3:33 PM Categories Retirement Leave a comment

What types of financial advisors are there, and which one is best? As the author explains, it ultimately depends on your needs.

Should I Buy Back Military Time?

FedSmith.com author Neal ThompsonBy Neal ThompsonAug 27, 2019 12:09 PM Categories Retirement Leave a comment

Should you buy back military time? The author provides an analysis.

Could I Do Better Investing My Annuity Contributions?

By Robert F. BensonAug 21, 2019 1:45 PM | Updated: Sep 4, 2019 2:02 PM Categories Retirement Leave a comment

Could a federal employee under FERS wind up with more money investing his annuity contributions? The author provides an analysis.

The FERS Earnings Test

FedSmith.com author John GrobeBy John GrobeAug 20, 2019 12:23 PM | Updated: Sep 4, 2019 2:01 PM Categories Retirement Leave a comment

Are you planning to retire before full Social Security retirement age? Be aware of these earnings tests under FERS.

What It Means To Be FERS RAE Or FERS FRAE

By Brandon ChristyAug 19, 2019 11:55 AM Categories Retirement Leave a comment

You’ve likely heard of the FERS retirement system, but what is FERS RAE and FERS FRAE? These are the key differences.

Could the Typical Fed Benefit from Capital Gains Reform?

FedSmith.com author Randy SilveyBy Randy SilveyAug 15, 2019 2:31 PM Categories Retirement Leave a comment

A proposal is on the table to modify the capital gains tax. How likely is it to pass and what could it mean for your retirement savings?

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Daily TSP Performance

May 1, 2026

Fund Last % YTD
G Fund $19.8657 +0.01% +1.42%
F Fund $20.9401 +0.12% +0.28%
C Fund $116.0963 +0.29% +6.01%
S Fund $109.4965 +0.40% +9.05%
I Fund $61.5532 -0.18% +10.92%
L Income $30.1996 +0.05% +3.27%
L 2030 $61.0590 +0.09% +5.10%
L 2035 $18.7105 +0.11% +5.83%
L 2040 $71.9984 +0.11% +6.21%
L 2045 $19.9834 +0.12% +6.54%
L 2050 $44.4091 +0.13% +6.88%
L 2055 $23.1647 +0.14% +8.10%
L 2060 $23.1620 +0.14% +8.10%
L 2065 $23.1591 +0.14% +8.10%
L 2070 $13.7260 +0.14% +8.10%
L 2075 $11.9897 +0.14% +8.10%
Get detailed TSP data at TSPDataCenter.com

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