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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Federal Employees: Select Your Beneficiaries OR They Will Be Chosen For You

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 21, 2024 7:40 AM | Updated: Apr 8, 2024 10:18 AM Categories Pay & Benefits Leave a comment

Federal employees who have not defined or updated beneficiaries could find that their benefits are not paid out as they intended.

Picking the Optimal Retirement Date

FedSmith.com author Jesse BlackBy Jesse BlackFeb 14, 2024 8:05 AM | Updated: Jan 14, 2025 8:39 AM Categories Retirement Leave a comment

What is the best date for federal employees to retire? These are some important considerations.

Complete Guide to FERS

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 8, 2024 9:22 AM | Updated: Dec 13, 2024 1:12 PM Categories Retirement Leave a comment

This is a detailed guide to help federal employees understand the Federal Employees Retirement System (FERS).

How is Your Retirement Income Taxed?

FedSmith.com author Justin HoltzBy Justin HoltzFeb 2, 2024 8:55 AM Categories Retirement Leave a comment

What taxes can federal employees expect to have on their income in retirement?

TSP Distributions and Tax Planning for Federal Retirement

FedSmith.com author Brad BobbBy Brad BobbJan 25, 2024 10:05 AM | Updated: Jan 26, 2024 10:59 AM Categories Retirement Leave a comment

This detailed example illustrates ways that federal employees under FERS can minimize taxes on their retirement income.

The Only 3 Things That Can Increase Your FERS Pension

FedSmith.com author Dallen HawsBy Dallen HawsJan 24, 2024 11:15 AM | Updated: Oct 23, 2024 2:28 PM Categories Retirement Leave a comment

There are ultimately only 3 variables federal employees can control to try to increase their FERS pensions.

Requirements and Retirement: A Guide for Air Traffic Controllers

FedSmith.com author Benjamin DergeBy Benjamin DergeJan 16, 2024 1:35 PM | Updated: Jun 9, 2025 7:56 PM Categories Retirement

Air traffic controllers have different retirement rules than most federal employees under FERS.

How to Confirm Your Retirement Take-Home Income

FedSmith.com author Steven PuckettBy Steven PuckettDec 8, 2023 9:55 AM Categories Retirement Leave a comment

It is important for federal employees to know how to calculate their take home income in retirement.

Divorce is Expensive But One FERS Retiree Owes Former Spouse Less Than OPM Calculated

FedSmith.com author Ralph R. SmithBy Ralph R. SmithDec 7, 2023 8:27 AM Categories Court Cases Leave a comment

Should the FERS annuity supplement be included when awarding payments to a former spouse? The MSPB upholds a federal retiree’s request for lower payments.

How Much Income Will Your FERS Pension Replace?

FedSmith.com author Justin HoltzBy Justin HoltzNov 7, 2023 8:15 AM | Updated: May 24, 2024 2:58 PM Categories Retirement Leave a comment

The FERS annuity is an important part of a federal employee’s retirement income, but there are other factors that must be considered.

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