Four Reasons Not To Take A TSP Loan
Federal employees can borrow against their TSP accounts to raise cash. However, the author advises that this is not a good idea.
FERS
Is Working after Retirement Worth the Costs?
Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?
What Does ‘Creditable Civilian Service’ Mean?
I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?
How Can Federal Employees Plan for a Secure Retirement Despite Proposals to Cut Their Benefits?
Recent proposals suggest cutting federal employees’ retirement benefits. How much of an impact would these have if you look at some of the actual numbers?
3 Bad Days or 6 Lucky Numbers
Do you know your lucky numbers for retirement? The author lists six important ones for federal employees in their retirement planning.
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?
How is a retirement annuity calculated for someone who switched from CSRS to FERS?
Observations on OPM’s Recommended Adjustments to Federal Employee Benefits
Recent proposals would make cuts to federal employees’ benefits should they come to pass. The author analyzes their impact through a financial planning perspective.
Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?
I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?
Will Proposed Compensation Changes Help or Hurt Federal Hiring?
The author offers an analysis of the recent proposals to reduce retirement benefits as they relate to pay and recruiting.
Retire at Age 61?
What impact can waiting an extra year to retire have on a FERS annuity? The difference might surprise you.
