Understanding the Difference Between Postponed and Deferred FERS Retirement
While postponed and deferred retirement sound similar, there are big differences for FERS federal employees who retire early with these options.
FERS
Unlock the complexities of the Federal Employees Retirement System (FERS) with our insightful collection of articles. Federal retirees will find resources to help learn about the intricacies of FERS annuities, exploring key aspects of retirement planning and financial security. Stay informed about the impact of Cost of Living Adjustments (COLA) on FERS benefits, ensuring a comprehensive understanding of your retirement income. Explore topics ranging from annuity calculations to the latest updates on COLA adjustments, empowering you to make informed decisions for a secure and fulfilling retirement.
How Your ‘Rich Ratio’ Affects Your Retirement
What is “The Rich Ratio,” and how can it help you plan your retirement?
A Great Age to Retire
While there is no “perfect” age for a federal employee to retire, there are some benefits to waiting until at least age 62.
How This Federal Employee Lost His Pension
This retired federal employee lost his annual pension payment of about $100,000 per year. Here is what happened.
What Working Part Time Does to Your Retirement
How does part time work impact your retirement under FERS?
Common Misconceptions About the FERS Supplement
The FERS Special Retirement Supplement may not work exactly as you think it does. The author lists some common misconceptions he has seen among federal employees.
Do This if Your Spouse is Under FERS Too!
When two federal employees are a married couple under FERS, they have different benefits considerations than families with only one federal employee.
How You Can Make FERS Retirement a Reality
How can you achieve your dream retirement as a FERS federal employee? These are some general guidelines to begin the process.
Leaving Federal Service Early: Should You Take a Lump Sum of Your Retirement Contributions?
If you leave federal service before you are eligible to retire immediately, should you take a lump sum payment or wait for a pension?
How Much of Your FERS Pension Will the Government Take in Retirement?
Is your FERS pension taxable? As the author explains, federal employees could wind up with a smaller monthly income in retirement than they were expecting.
