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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

5 Ways a FERS Basic Annuity May Be Reduced

FedSmith.com author Justin HoltzBy Justin HoltzMay 22, 2024 7:15 AM Categories Retirement Leave a comment

Federal employees will have some expenses in retirement that cut into their monthly annuity payments, so budgeting for these in advance is important.

How Many Annuities Do You Need?

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMay 6, 2024 3:12 PM Categories Retirement Leave a comment

When it comes to annuities, the author says that federal employees can have too much of a good thing.

The Best “Best Date” For Federal Employees to Retire… Really!

FedSmith.com author Wes BattleBy Wes BattleMay 3, 2024 9:33 AM Categories Retirement Leave a comment

When is the best day for federal employees to retire? These are some important factors to consider.

Establish Goals for a Successful Retirement

FedSmith.com author Steven PuckettBy Steven PuckettApr 30, 2024 9:12 AM Categories Retirement Leave a comment

Proper planning and setting goals will ensure that federal employees have a successful and more enjoyable retirement.

Military Buyback: A Smart Move for FERS Retirees?

FedSmith.com author David FeiBy David FeiApr 11, 2024 2:25 PM | Updated: Apr 21, 2024 4:20 PM Categories Retirement Leave a comment

Should FERS retirees buy back their military service time? These are some condsiderations.

Can You Retire With $500k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsMar 27, 2024 9:11 AM | Updated: May 24, 2024 2:54 PM Categories Retirement Leave a comment

Can a federal employee retire with $500,000 saved in the TSP? Here are some considerations.

The Impact of Divorce on Federal Employee Benefits and Retirement

FedSmith.com author David FeiBy David FeiMar 15, 2024 9:17 AM | Updated: Apr 21, 2024 4:19 PM Categories Pay & Benefits Leave a comment

What happens to federal employee benefits in the event of a divorce?

5 Big Advantages of Being a Special Provisions Employee

FedSmith.com author Dallen HawsBy Dallen HawsFeb 27, 2024 2:55 PM Categories Retirement Leave a comment

Special provision FERS federal employees have advantages that can make a big difference in their retirement annuities.

Your 2025 COLA: Early Projection of 1.75%

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 26, 2024 7:36 AM Categories Retirement Leave a comment

The 2025 COLA payment will be effective in January 2025. Here is an early projection and how it compares to recent years.

Ensure You Can Keep Your Federal Benefits in Retirement

FedSmith.com author Steven PuckettBy Steven PuckettFeb 22, 2024 8:33 AM | Updated: Apr 9, 2024 1:45 PM Categories Retirement Leave a comment

These are requirements for federal employees to carry FEHB, FEGLI, and FEDVIP into retirement.

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