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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Establish Goals for a Successful Retirement

FedSmith.com author Steven PuckettBy Steven PuckettApr 30, 2024 9:12 AM Categories Retirement Leave a comment
Retired/senior couple enjoying a vacation at the beach

Proper planning and setting goals will ensure that federal employees have a successful and more enjoyable retirement.

Military Buyback: A Smart Move for FERS Retirees?

FedSmith.com author David FeiBy David FeiApr 11, 2024 2:25 PM | Updated: Apr 21, 2024 4:20 PM Categories Retirement Leave a comment

Should FERS retirees buy back their military service time? These are some condsiderations.

Can You Retire With $500k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsMar 27, 2024 9:11 AM | Updated: May 24, 2024 2:54 PM Categories Retirement Leave a comment

Can a federal employee retire with $500,000 saved in the TSP? Here are some considerations.

The Impact of Divorce on Federal Employee Benefits and Retirement

FedSmith.com author David FeiBy David FeiMar 15, 2024 9:17 AM | Updated: Apr 21, 2024 4:19 PM Categories Pay & Benefits Leave a comment

What happens to federal employee benefits in the event of a divorce?

5 Big Advantages of Being a Special Provisions Employee

FedSmith.com author Dallen HawsBy Dallen HawsFeb 27, 2024 2:55 PM Categories Retirement Leave a comment

Special provision FERS federal employees have advantages that can make a big difference in their retirement annuities.

Your 2025 COLA: Early Projection of 1.75%

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 26, 2024 7:36 AM Categories Retirement Leave a comment
Shopping cart pictured in the background behind three vertical stacks of coins depicting the annual COLA/cost of living for federal retirees and Social Security recipients

The 2025 COLA payment will be effective in January 2025. Here is an early projection and how it compares to recent years.

Ensure You Can Keep Your Federal Benefits in Retirement

FedSmith.com author Steven PuckettBy Steven PuckettFeb 22, 2024 8:33 AM | Updated: Apr 9, 2024 1:45 PM Categories Retirement Leave a comment
White sheet of copy paper with words 'employee benefits' printed on it sitting on a wooden desk next to a pen, glasses, coffee cup and books

These are requirements for federal employees to carry FEHB, FEGLI, and FEDVIP into retirement.

Federal Employees: Select Your Beneficiaries OR They Will Be Chosen For You

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 21, 2024 7:40 AM | Updated: Apr 8, 2024 10:18 AM Categories Pay & Benefits Leave a comment
'beneficiary' written on a notepad next to a calculator and paper clips on a desk work area

Federal employees who have not defined or updated beneficiaries could find that their benefits are not paid out as they intended.

Picking the Optimal Retirement Date

FedSmith.com author Jesse BlackBy Jesse BlackFeb 14, 2024 8:05 AM | Updated: Jan 14, 2025 8:39 AM Categories Retirement Leave a comment
Old style alarm clock, stacks of coins and a calculator pictured in front of a desktop paper calendar with the date 15 circled on it

What is the best date for federal employees to retire? These are some important considerations.

Complete Guide to FERS

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 8, 2024 9:22 AM | Updated: Dec 13, 2024 1:12 PM Categories Retirement Leave a comment
Bird's nest with a golden egg in it labeled 'retirement' depicting retirement savings/retirement nest egg

This is a detailed guide to help federal employees understand the Federal Employees Retirement System (FERS).

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Daily TSP Performance

April 23, 2026

Fund Last % YTD
G Fund $19.8465 +0.01% +1.32%
F Fund $20.9928 -0.14% +0.53%
C Fund $114.1295 -0.41% +4.22%
S Fund $108.6157 -0.61% +8.17%
I Fund $60.8297 -0.73% +9.62%
L Income $30.0660 -0.15% +2.81%
L 2030 $60.5681 -0.31% +4.25%
L 2035 $18.5351 -0.37% +4.84%
L 2040 $71.2706 -0.40% +5.14%
L 2045 $19.7687 -0.43% +5.40%
L 2050 $43.9029 -0.46% +5.66%
L 2055 $22.8442 -0.54% +6.60%
L 2060 $22.8415 -0.54% +6.60%
L 2065 $22.8387 -0.54% +6.60%
L 2070 $13.5361 -0.54% +6.60%
L 2075 $11.8238 -0.54% +6.60%
Get detailed TSP data at TSPDataCenter.com

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