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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Legislation Would Expand Retirement Options for Some Federal Employees

FedSmith.com author Ian SmithBy Ian SmithOct 26, 2023 1:45 PM Categories Retirement Leave a comment

Legislation has been reintroduced to allow a buyback for time working as a temporary employee to count toward federal retirement payments.

FERS vs. CSRS: How is the 2024 COLA Calculated?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 13, 2023 6:35 AM Categories Retirement Leave a comment

The 2024 COLA was announced on October 12, 2023. Not all federal retirees will receive the same COLA. Here is how the COLA calculation works.

Rule of 55 and Early Access to TSP

FedSmith.com author Brad BobbBy Brad BobbSep 28, 2023 9:40 AM Categories Retirement Leave a comment

What is the rule of 55, and how does it apply to TSP accounts?

Understanding The Interim Period For FERS Federal Employees

FedSmith.com author Steven PuckettBy Steven PuckettSep 12, 2023 2:29 PM Categories Retirement Leave a comment

This is an overview of how interim annuity payments work during the retirement application process for federal employees.

What is a Total Compensation Statement?

FedSmith.com author Justin HoltzBy Justin HoltzSep 7, 2023 9:15 AM | Updated: Jan 10, 2024 3:46 PM Categories Pay & Benefits Leave a comment

The Total Compensation Statement can help federal employees better understand their benefits.

All Successful Retirement Plans Have These

FedSmith.com author Thiago GliegerBy Thiago GliegerJun 30, 2023 9:15 AM | Updated: Feb 15, 2024 11:41 AM Categories Retirement Leave a comment

If you ensure that your retirement plan has these attributes, it is more likely to be a success.

The Ultimate Federal Employee Retirement Checklist

FedSmith.com author Dallen HawsBy Dallen HawsJun 23, 2023 9:44 AM Categories Retirement Leave a comment

These are planning considerations for federal employees along the path to retirement.

Is it Hard to Get Federal Disability Retirement?

By Leah Bachmeyer-KilleJun 5, 2023 2:11 PM Categories Retirement Leave a comment

What are the benefits of applying for FERS disability retirement and how do federal employees qualify for it?

How to Inflation-Proof Your Federal Retirement

FedSmith.com author Dallen HawsBy Dallen HawsApr 24, 2023 7:22 AM | Updated: May 24, 2023 10:15 AM Categories Retirement Leave a comment

These are some things federal employees can do to help protect their retirement savings from inflation.

Can I Do Both a VERA and SSDI?

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterApr 14, 2023 10:30 AM Categories Q&A, Retirement Leave a comment

I have numerous disabilities resulting from my military service. Can I do a VERA under FERS with 25 years of service at age 45 and claim SSDI?

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