What Does ‘Creditable Civilian Service’ Mean?
I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?
FERS
Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.
3 Bad Days or 6 Lucky Numbers
Do you know your lucky numbers for retirement? The author lists six important ones for federal employees in their retirement planning.
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?
How is a retirement annuity calculated for someone who switched from CSRS to FERS?
Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?
I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?
Will Proposed Compensation Changes Help or Hurt Federal Hiring?
The author offers an analysis of the recent proposals to reduce retirement benefits as they relate to pay and recruiting.
Retire at Age 61?
What impact can waiting an extra year to retire have on a FERS annuity? The difference might surprise you.
Pon Hints at Major Changes Coming to Federal Compensation System
At a town hall discussion held this week, OPM director Jeff Pon hinted that there may be major changes in store for federal employee compensation.
OPM Proposes Changes to Bring Federal Benefits Closer to Private Sector
Major changes to federal employee benefits would save about $143,509,000,000 over ten years according to new legislative proposals from OPM director Jeff Pon.
You Need More Than Just Social Security for a Comfortable Retirement
The SSA says that Social Security is not meant to replace all of your income in retirement; therefore, it’s also critical to do your own saving.
Federal Employee Retirement, Politics and Being Fired
Andrew McCabe was fired from the FBI shortly before becoming eligible for a federal pension at 50. Reports indicate he has lost his federal pension, but is that really accurate?
