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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

FedSmith.com author John GrobeBy John GrobeJun 11, 2018 11:48 AM | Updated: Jun 19, 2018 7:29 PM Categories Q&A, Retirement Leave a comment
Pink piggy bank surrounded by a small scattering of gold coins on a wooden tabletop

How is a retirement annuity calculated for someone who switched from CSRS to FERS?

Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?

FedSmith.com author John GrobeBy John GrobeMay 22, 2018 3:28 PM Categories Pay & Benefits, Q&A Leave a comment
Stacks of coins getting progressively larger in size in the foreground with a blurred image of an old style alarm clock and jar full of money in the background depicting saving for retirement and the future

I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?

Will Proposed Compensation Changes Help or Hurt Federal Hiring?

By Jeff NealMay 20, 2018 11:23 AM Categories Pay & Benefits Leave a comment
White sheet of copy paper with words 'employee benefits' printed on it sitting on a wooden desk next to a pen, glasses, coffee cup and books

The author offers an analysis of the recent proposals to reduce retirement benefits as they relate to pay and recruiting.

Retire at Age 61?

By Robert F. BensonMay 14, 2018 3:19 PM | Updated: Aug 8, 2018 12:00 PM Categories Retirement Leave a comment
Directional sign next to a road with one part labeled 'work' pointing in one direction and another part labeled 'retire' pointing in the opposite direction

What impact can waiting an extra year to retire have on a FERS annuity? The difference might surprise you.

Pon Hints at Major Changes Coming to Federal Compensation System

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 10, 2018 12:51 PM | Updated: May 21, 2018 7:11 AM Categories Pay & Benefits Leave a comment

At a town hall discussion held this week, OPM director Jeff Pon hinted that there may be major changes in store for federal employee compensation.

OPM Proposes Changes to Bring Federal Benefits Closer to Private Sector

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 7, 2018 4:59 PM | Updated: Jun 24, 2018 9:46 AM Categories Pay & Benefits Leave a comment
Cartoon illustration of a businessperson's hand holding up a scale with employees on one side and a stack of money on another depicting cost controls for employee benefits and human resources

Major changes to federal employee benefits would save about $143,509,000,000 over ten years according to new legislative proposals from OPM director Jeff Pon.

You Need More Than Just Social Security for a Comfortable Retirement

FedSmith.com author Ian SmithBy Ian SmithApr 25, 2018 3:56 PM Categories Retirement Leave a comment
Senior citizen aged man sitting at a desk with a pen, notepad and calculator staring off into space as he appears to think deeply about the future

The SSA says that Social Security is not meant to replace all of your income in retirement; therefore, it’s also critical to do your own saving.

Federal Employee Retirement, Politics and Being Fired

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 20, 2018 3:55 PM Categories Pay & Benefits Leave a comment

Andrew McCabe was fired from the FBI shortly before becoming eligible for a federal pension at 50. Reports indicate he has lost his federal pension, but is that really accurate?

How Much is the Maximum Annuity Supplement?

By Robert F. BensonMar 20, 2018 10:11 AM | Updated: Mar 30, 2018 11:59 AM Categories Pay & Benefits Leave a comment

How do you calculate the maximum FERS annuity supplement? It’s actually a complex calculation. The author breaks down the process.

Marrying Before or After Your Federal Retirement: Pros vs. Cons

FedSmith.com author John GrobeBy John GrobeMar 14, 2018 10:33 AM Categories Retirement, Q&A Leave a comment
Retired/senior couple enjoying a vacation at the beach

I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?

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April 24, 2026

Fund Last % YTD
G Fund $19.8489 +0.01% +1.33%
F Fund $21.0225 +0.14% +0.67%
C Fund $115.0442 +0.80% +5.05%
S Fund $108.7748 +0.15% +8.33%
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L Income $30.1251 +0.20% +3.02%
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